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The personal loans can enable progress, stability, and opportunity when matched with a sound repayment strategy.

Nov 26, 02:09 PM IST 3 min read

Personal loans in India have transitioned from last-resort options to essential financial tools, with their share above Rs 10 lakh rising from 28.2% to 30.9% in just one year. This shift reflects modern consumers’ diverse needs, including health financing, weddings, home renovations, and travel, particularly among Gen Z. Borrowers are encouraged to utilize these loans responsibly to achieve their life goals.

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