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Amitava Chatterjee says that the J&K Bank maintained a healthy credit deposit ratio which is also known as loan to credit deposit. (Waseem Andrabi /HT)

Nov 25, 06:28 AM IST 7 min read

Jammu and Kashmir Bank is set to transform into a tech-bank, aiming to enhance its digital infrastructure and market competitiveness, as stated by MD Amitava Chatterjee. The bank, which holds a 60-65% market share in the Union territory, has shown moderate growth and plans to revise interest rates while improving technology and customer service in response to competition.

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