Punjab: Youth declared dead for ₹1-cr insurance fraud, probe on

Vishal, who hails from Kot Karor Kalan village in Moga district, stated in his complaint to the Ferozepur police that he, along with his family, had shifted to Nawan Purba village on Faridkot Road, Ferozepur, about six months ago.

A group of fraudsters took documents of a 20-year-old, got four insurance policies on his name and later declared him dead on paper through fraudulent means but the incident came to light before they could collect ₹1 crore insurance money. The complainant, Vishal, has sought police action against them. The police said a thorough probe was underway and action would be taken accordingly.

Case came to light before fraudsters could claim the amount

Vishal, who hails from Kot Karor Kalan village in Moga district, stated in his complaint to the Ferozepur police that he, along with his family, had shifted to Nawan Purba village on Faridkot Road, Ferozepur, about six months ago.

“A woman neighbour informed us regarding some scheme under which we could get ₹1 lakh for household needs. Trusting her, I handed over my documents and also paid some money. Later, I was called to a private bank in Ferozepur for verification (KYC) where my fingerprints and iris scan were taken but we never got the amount,” Vishal said.

He further stated that the woman, along with her accomplices, used his documents to prepare a fake Aadhaar card and purchase four insurance policies. “A declaration was submitted to the health department through Sanjana, a fictitious wife, claiming that I had died of a heart attack on July 28 while being taken to a hospital in Moga. An elected representative of another village linked with the gang verified the death, leading to the issuance of a fake death certificate,” the complainant stated.