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Workers plant paddy in the fields in Wayanad district of Kerala. (Representational image)

Jan 03, 12:34 PM IST 4 min read

Agricultural non-performing assets (NPAs) in India have surged, now accounting for 36% of scheduled commercial banks' NPAs, raising concerns about agrarian distress and potential political pressure for loan waivers. Despite overall bank health, agriculture's disproportionate NPAs relative to its credit share signal systemic issues needing urgent policy attention. Smaller ticket loans may exacerbate this trend.

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